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Sunday, September 30, 2012
09/29/2012 - 2012 Hawaii Chinese International Cultural Arts Festival
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Source: http://www.hnlnow.com/events/index.php?com=detail&eID=58621659
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Saturday, September 29, 2012
Celebrate World Vegetarian Day October 1 | Care2 Healthy Living
By Dana Shultz for Diets in Reviews
Vegetarians and those interested in a meat-free diet will have some common ground to stand on this Monday.? October 1 marks World Vegetarian Day, an event founded by the North American Vegetarian Society (NAVS) to raise support and awareness for a vegetarian lifestyle.
The North American Vegetarian Society is a non-profit organization that was founded in 1974. According to their website, the organization has two focuses: To provide a support network for its members, affiliated groups and those who follow a vegetarian diet; and to inform the general public about the benefits vegetarianism provides to ?humans, animals and the Earth.
The group seeks to carry out these goals through various means, including a quarterly magazine, spreading their message via a growing body of publications, holding conferences, and providing resources and information to the media and other organizations that may take interest.
World Vegetarian Day was founded in 1977 and received official endorsement by the International Vegetarian Union in 1978. October 1 may be World Vegetarian Day, but it kicks off Vegetarian Awareness Month, which seeks to create ?a better world because vegetarian diets have proven health benefits, save animals? lives and help preserve the Earth.?
There are numerous ways to get involved in World Vegetarian Day this Monday, including displaying a free poster provided by NAVS in your community and, of course, eating vegetarian. There is also an opportunity for non-vegetarian eaters to win up to $1,000 if they pledge to go meat free in October. Pledging information is available on the World Vegetarian Day website.
In addition to founding World Vegetarian Day, the NAVS also organizes annual education conferences including the Vegetarian Summerfest, which is open to anyone interested in learning more about vegetarianism. The national event attracts 500-600 people of all ages wanting to know more about a vegetarian diet. Information on the topic is provided via lectures, classes and cooking demonstrations. Lecturers include leading figures in health such as top doctors, dietitians, chefs , authors and social activists. Information about this event can be found at the Vegetarian Summerfest website.
If those around you need more persuasion to try a vegetarian diet, there?s plenty of research backing its benefits. In a study conducted by the German Cancer Research Center, men eating a vegetarian diet were shown to have a 50 percent lower risk of early death, and women saw a 30 percent lower risk.?Vegetarians also see lower risks of heart disease, cardiovascular disease and cancer, and typically weigh less and have more energy than meat eaters.
Share this convincing information with your circle of friends and family and ask if they?ll pledge to try out a vegetarian diet in October. If they do, their eating habits will not only benefit the environment and their personal health, but also save animals? lives.
RELATED ARTICLES:
10 Surprising Sources of Vegetarian Protein Sources and How Much Protein You Need
Gallup Asks Americans if They?re Vegan for the First Time
10 Delicious Vegetarian Recipes
Source: http://www.care2.com/greenliving/celebrate-world-vegetarian-day-october-1.html
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Video: Kids believed dead in fire now missing
>>> now to tennessee where authorities are searching for two children presumed dead when their home was destroyed by an intense fire. late friday, officials issued an amber alert after investigators failed to find any remains of the children in the fiery debris. lori wilson has details.
>> reporter: police are searching for 9-year-old chloe and her half brother 7-year-old gage. the children were living with their grandparents in unionville, tennessee, when their home burned to the ground. they were presumed dead in the fire, but as the week went on, investigators digging through the ruins found the remains of the grandparents, but no sign of the children.
>> they feel like they don't have solid evidence right now to assume that these children were in the fire.
>> reporter: last night, the tennessee bureau of investigation went a step further and issued an amber alert saying in part, after an extensive five-day search, multiple fire experts have processed the scene and are unable to locate evidence that chloie and gage are victims of the fire." police say there are no persons of interest in the case. the fire marshall has no information on the cause of the fire. reached by phone last night, gage's father told the associated press "i don't know what to think" and repeated with his voice breaking "i don't know what to think." for "today," lori wilson , nbc news, new york.
Source: http://video.today.msnbc.msn.com/today/49222516/
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Mother-Daughter Time! Katie & Suri Hang Out in NYC
Her divorce from Tom Cruise is still fresh, but Katie won't let her personal problems keep her from enjoying time with her daughter
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Friday, September 28, 2012
Fire destroys single mom's business, retirement plans | Family ...
Situation: Fire devastated family business and home of divorced woman
Strategy: Get insurance settlement and a job, invest for retirement
Solution: Retirement income two-thirds more than pre-fire salary
Trouble, it is said, comes in threes. The case of a woman we?ll call Judy, 50, appears to prove the rule. Recently divorced, she found her home destroyed by fire and her source of income terminated.
Judy owned, lived in and ran a ski lodge in Alberta until it was burned to the ground in an electrical fire in late 2010.
A seasonal operation with 15 rooms, it barely broke even after paying Judy a $48,000 annual pre-tax salary. She had insurance, of course, but it was a low-cost package that did not cover loss of business or provide for full replacement cost of the lodge.
So instead of paying out potentially millions it would take to rebuild at today?s prices, she will be left with an insurance settlement of $400,000 and the lot where the lodge used to be, which is worth about $75,000.
Investing everything scares the heck out of me. I need a plan but don?t know where to start. I am still frightened by what happened and I have planning paralysis
There is no money to rebuild the lodge. Judy has moved to a rental apartment in Vancouver and is looking for a new job. There won?t be any payment for loss of business, which was a break-even operation to begin with.
So far she has received $200,000, which she is using to supplement the $1,212 she gets every month from employment insurance. In the expensive Vancouver housing market, her settlement may not even be enough to buy her a new home.
With twin sons in university and her own retirement to consider, she is nervous.
?What do I do now?? Judy asks. ?I could buy another home, but that is impossible in Vancouver. Investing everything scares the heck out of me. I need a plan but don?t know where to start. I am still frightened by what happened and I have planning paralysis.?
Family Finance asked Derek Moran, head of Smarter Financial Planning Ltd. in Kelowna, B.C., to work with Judy. In his view, she can solve her problems if she can get a new job, perhaps in hotel management, and make sensible investments. It will take a series of steps, he says.
Cash management
Mr. Moran suggests a couple of first steps: Put $10,000 of her $175,670 cash ? what?s left after paying some of her transitional living costs and replacing clothing and other goods ? into her tax-free savings account.
Second, pay off a $5,000 line of credit with a 7.5% interest rate.
Third, sell a $40,000 building lot to her ex-husband via a vendor-take-back mortgage. If he misses a payment, she gets the lot back. The deal is not without risk, for if the market price of the lot were to drop and he missed payments, she would be left with an asset of reduced value.
A sale is pending of the $75,000 lot where the lodge once stood.
Judy can make several economies. She allocates $450 a month to her sons? educations on top of income from their $38,000 trust accounts. Yet each son can make $225 a month with part-time work. Her $650-a-month spending for clothing covers replacement of her wardrobe, which was lost in the fire. It will be reduced over time.
Judy can apply the skills she used in many years of ski lodge management to running a conventional hotel or another lodge. She expects to replicate the $48,000 annual salary when, soon, she expects to have full-time work.
She can eliminate $200 a month for the cost of her line of credit, $450 for university costs, $253 for property taxes on the lots, $650 for clothing expenses, and $350 a month for keeping her horse (due to be sold).
Remaining expenses, including a normalized budget of $200 a month for clothing and grooming, would add up to $3,535 a month. If her retirement income after tax can produce that amount, her retirement would be adequately financed and, with a bit of financial engineering, some capital would be preserved for her sons to inherit.
Retirement
If she invests in high-quality corporate bonds or dividend-paying stocks that generate a conservative return of 2% after inflation and income taxes, her assets of $527,670 (including her insurance settlement) would grow to $739,000 in 17 years when, at 67, her Old Age Security begins. In retirement, that capital could generate 3% or $22,170 after average 10% income tax. All figures are in 2012 dollars.
If Judy is prepared to exhaust her capital in 25 years to age 90, her financial assets could generate $47,000 a year to age 90, Mr. Moran estimates. Judy is on track to earn full Canada Pension Plan benefits at 65 of $11,840 a year. She will also receive $6,540 in Old Age Security at age 67. Her gross income at age 67, assuming capital exhaustion by age 90, would total $65,380. or $4,900 a month, after 10% income tax.
If Judy gets a job and is able to save $10,000 a year out of salary and investment income until she is 67 and her OAS begins, she could grow $204,000 additional capital by 65. In retirement, that money could generate $6,120 a year at 3% before tax. If this capital is not exhausted, it could be a legacy for her children. In this case, Judy?s total pre-tax annual income would rise to nearly $71,500 a year, or $5,363 a month, after 10% tax.
In spite of the fire and its destruction of her way of life, her after-tax retirement income in 2012 dollars would be 1.7 times more than her annual salary before the blaze. She could easily cover expenses less the cost of stabling and feeding her horse, which is due to be sold, debt service and university expenses for her sons.
There are a lot of ifs in these projections, Mr. Moran admits. Judy should be able to get a job in hotel management. The final insurance settlement of $200,000 is probable, but at the moment, the money is just a contingent asset.
She could also choose to use some of the insurance money for a down payment on another house where she finds permanent work. In that case, her $1,400 monthly rent payments could be spent on mortgage payments. Utilities and upkeep would add to that, but it?s her future choice.
Nevertheless, Judy is, as Mr. Moran says, by nature a saver. ?If she can invest wisely and work to cover living expenses and to provide a margin for saving, she should be able to have a comfortable retirement,? he says.
Need help getting out of a financial fix? Email andrewallentuck@mts.net for a free Family Finance analysis.
Source: http://business.financialpost.com/2012/09/28/fire-destroys-single-moms-business-retirement-plans/
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Greeks on strike as politicians agree further cuts
ATHENS, Greece (AP) ? Tens of thousands of Greeks marched through central Athens Wednesday in the first general strike since the country's coalition government was formed in June, as the prime minister and finance minister hammered out a package of ?11.5 billion ($14.87 billion) in spending cuts.
Everyone from shopkeepers and pharmacists to teachers, customs workers and car mechanics joined the demonstration of about 50,000 people in a strike seen as a test of public tolerance for more hardship after two years of harsh spending cuts and tax hikes. Thousands of police deployed across the city center, hoping to prevent the violence that often breaks out during Greek protests.
"People, fight, they're drinking your blood," protesters chanted as they banged drums.
The Greek strike comes a day after clashes with police during anti-austerity demonstrations in Spain left 64 people injured.
Greece's politicians have struggled to come up with more austerity measures that would be acceptable to the country's rescue creditors, with disagreements arising between the three parties that make up the coalition government. The country has been dependent on international rescue loans from other eurozone countries and the International Monetary Fund since mid-2010. Without the loans, Greece would be forced into a chaotic default on its debts and into an exit from the 17-country bloc that uses the euro.
The country's lenders have demanded more fiscal reforms if they are to continue handing out rescue loans. The next payment of ?31 billion hinges on the government agreeing to further cuts.
Finance Minister Yannis Stournaras and Prime Minister Antonis Samaras formulated a deal on the new ?11.5 billion austerity package for 2013-14, along with another ?2 billion in improved tax collection, a finance ministry official said Wednesday morning.
The other two party leaders were to be briefed by Samaras on Thursday, a party official said. Both spoke on condition of anonymity because they were not authorized to speak on the record.
Wednesday's strike shut down the Acropolis, Greece's most famous tourist site, and halted flights for hours. Ferry services were suspended, schools, shops and gas stations were closed and hospitals were functioning on emergency staff.
One of those striking was Athens hospital worker Alkis Betses, who has seen salary fall from ?1,300 to ?800 (($1,680 to $1,035) a month, says new cuts will bring it down to ?600 ($775).
"How can you survive on 600 a month, with ever-rising taxes, and continue to pay bills and buy necessary supplies? If the washing machine breaks down, where do you get the money for repairs?"
Betses said hospitals have been hard hit by spending cuts, with staff shortages and long delays in doctors' overtime pay for night shifts.
"The resentment has been there for long before the new measures. Imagine what will happen when they're made public," he said.
____
Derek Gatopoulos and Elena Becatoros in Athens contributed.
Source: http://news.yahoo.com/greeks-strike-politicians-agree-further-cuts-092619171--finance.html
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Wednesday, September 26, 2012
End Back Pain Forever, Health & Fitness
The 5th Quarter - Should Players Be Expected to Take Pain Meds to Mask Injuries
The 5th Quarter Tim Doyle and Teddy Greenstein debate if college players should be expected to take pain medicine to mask injuries.
Ranked 3.60 / 5 | 1 views | 0 comments
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Tags: Tcs College Football Teddy Grenstein Tim Doyle College Football Debate Conner Shaw James Franklin Missouri Rex Burkhead Sports And Fitness The 5th Quarter
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WWE Monday Night Raw - The Barrett Barrage Is Coming
WWE Monday Night Raw Wade Barrett looks to inflict pain upon his return to WWE.
Ranked 3.60 / 5 | 1 views | 0 comments
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Back Pain Do's and Don'ts
Back pain is something that many of us experience- in fact, it's the second most common complaint cited in doctor's offices. It is estimated that 80% of Americans will suffer at least one episode of back pain in their lifetime, and it's been reported that in 2010 alone Americans spent nearly billion dollars on the treatment of back pain. Although there are many causes of back pain, there are some common things you may be doing in your workout that may be contributing to an already aching back. Join ACE's Jessica Matthews as she reveals some exercise Do's and Don'ts for exercisers experiencing back pain.
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Fitness - Sexy Pain Train Workout
To follow all of Zuzana's daily home workouts and diet tips visit her fitness blog: http://www.BodyRock.Tv
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How To Stretch For Back Pain: Lower Body Russian Twist
Relieve back pain with this simple body twist.
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How To Stretch For Back Pain 2: Cat Cow Stretch
Relieve back pain with this simple stretch.
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Avoid Back Pain Forever by Training Smart
http://www.velocitysp.com | Sadly, some popular core strengthening moves might be making your body more susceptible to back injuries. The latest science in the performance training industry points to the following exercises (seen in this Performance Tip) that provide the right mix of strengthening for your core and back, and send BIG caution signs for those who are not cutting back on potentially harmful reps.
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Ten Minute Workout with Fitness Ball
Personal Trainer Donna Hutchinson demonstrates a 10 minute workout routine using only a fitness ball
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THE PSOAS: Low Back Pain, Lumbar Curve and Pelvic Tilt Relationships
CHEK L.3, Holistic Life Style Coach and Neuro-Muscular Therapist, Sam Visnic, gives us a peek at the quite possibly the most powerful and problematic <b>muscle</b> in the human body, the Ilio-Psoas. For more of Sam's clips please check him out @ http://www.youtube.com/user/holisticsam For more about The CHEK Institute please visit http://www.chekinstitute.com
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Best Exercise to Relieve Low Back Pain: Bird Dog (and Variations)
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Yoga for Neck Pain
Esther shows you a routine to help to keep the neck flexible and release tensions.
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Exercises to Reduce Back Pain : Exercises for Back Pain Relief: Hug Knees to Chest
Curl up for your back cure. Learn how to work out lower back by hugging your knees to your chest in this free back pain relief video from a fitness expert.
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Exercises to Reduce Back Pain : Exercises for Back Pain Relief: Cow Cat Stretch
Simple stretch to strengthen lower back. Learn how to do cow cat exercise to ease lower back pain in this free back pain relief video from a fitness expert. Expert: Kristie LaTray Contact: www.fitandfabuloustraining.com Bio: Kristie LaTray is the founder of Fit and Fabulous Personal Training. She is a certified personal trainer through World Instructor Training and a member of IDEA Health and Fitness Association. Filmmaker: Nili Nathan
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Tags: Back Pain Ache Exercises Fitness Reduce Lower Stretches
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YOGA Routine For Lower Back Pain. With Esther Ekhart
Esther shows you a routine using a towel-roll to help you kick the pain in your lower back.Try it, it really works!
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Hatha Yoga for Neck and Shoulder Pain - 57 Minutes
http://yogayak.com presents Michael Riel leading you through a one hour yoga flow designed to release those hard-working neck and shoulder muscles as well as loosening the related muscles and joints through the whole body. This class is designed to decrease headache and shoulder pain as well as increase awareness of how the whole body interrelates. Using twists, strength building postures and backbends, this class will help you bring circulation to your body after a long day. Duration: 57 min
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Bodybuilding - A Lifestyle
The best bodybuilding workout video ever...
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Bye Bye Back Pain. Fast Effective Workout To Get Rid Of Back Pai
This is an easy but effective workout you can do anywhere to help get rid of back pain by making your core stronger. If you want to fer rid of your back pain then this is the workout for you. Brough to you by www.fitnessemag.com. Carvell Fitness. Make your abs stronger and get a better back fast in just 4 munites doing this workout.
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Understanding Shoulder Pain (Sports Injuries #3)
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Boaters in the Construction Industry - The Hull Truth - Boating and ...
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